1. How to manage multiple offers on your home in Holly Springs, NC and Surrounding Areas

    Below are some important terms to focus on when reviewing a purchase contract for your home.  The terms offered may sway your decision on which offer to choose.   What are the offer loan types? Conventional loans usually require a higher credit score, but how much money a buyer is putting down…Read More

  2. Potential Turbulence at the closing table of your home purchase or sale. Team Anderson Realty – Holly Springs, NC

    There are many things that can occur from contract to closing, but the most challenging items are those that pop up right before, or even at the closing table. Below are some possible scenarios you could encounter.   Repairs not completed: Occasionally repair items agreed to are not completed, and …Read More

  3. Credit Score Tips

    Your credit score is made up of several things. I’m going to give you ideas, based upon the weighted average of how it will impact your score, of things you can do to improve your credit score.  Obviously, my hope is that you will use this information to raise your credit score and buy a house …Read More

  4. Credit Score Requirements for a Mortgage

    Potential Home Buyers ask us every day, “How can I improve my credit score???”  There’s not a simple answer, because every credit history (and score attached to that history) is like a snowflake. Credit Score Requirements for a mortgage are different based upon the kind of mortgage you are l…Read More

  5. Shopping for a Mortgage Loan

    Home Buyers in North Carolina often ask us questions about mortgage loans, and mortgage rates – because no one wants to pay more than they should!  Here are some practical tips on how to shop for a Mortgage Loan, that have been written based on our years of experience in the mortgage business. …Read More

  6. Low Appraisal, What Happens Next?

    We get questions from Sellers and Buyers about the Process of Selling/Buying a home. During that first educational discussion – the matter of the Appraisal normally comes up. As the Lender, we are often asked, “If there’s a low Appraisal what happens next?” The answer to that question is not…Read More