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What is Due Diligence money Due diligence money is “non refundable” money provided directly to the seller(s) of a property, which, in essence, provides money to a seller upfront during the due diligence period. It is during the due diligence period that the buyers may conduct any and all inspections they would like to have…
There are many things that can occur from contract to closing, but the most challenging items are those that pop up right before, or even at the closing table. Below are some possible scenarios that a Holly Springs Realtor mentions you could encounter. Repairs not completed: Occasionally repair items agreed to are not completed, and…
Credit Score Tips Given by a Holly Springs Lendor
Your credit score is made up of several things. I’m going to give you ideas, based upon the weighted average of how it will impact your score, of things you can do to improve your credit score. Obviously, my hope is that you will use this information to raise your credit score and buy a house –…
Top Holly Springs Lendor Gives Credit Score Requirements for a Mortgage
Potential Home Buyers ask us every day, “How can I improve my credit score???” There’s not a simple answer, because every credit history (and score attached to that history) is like a snowflake. Credit Score Requirements for a mortgage are different based upon the kind of mortgage you are looking for. In general, you will need…
Closing Costs in North Carolina Real Estate
I just did a quick check on one of those National Rate Quote sites that claimed to have the inside “scoop” on Closing Costs in NC. OMG! They said the average closing costs for a home costing $200,000 to $300,000 was $1500 to $3500, or roughly 1.18%. Then I scrolled down on the page, and…
Shopping for a Mortgage Loan in North Carolina’s Real Estate Market
Home Buyers in North Carolina often ask us questions about mortgage loans, and mortgage rates – because no one wants to pay more than they should! Here are some practical tips on how to shop for a Mortgage Loan, that have been written based on our years of experience in the mortgage business. You’re writing a contract…
Holly Springs Realtor Weighs In on What to Consider when Choosing your Retirement Home!
As the baby boomers enter retirement age, they are faced with the decision as to whether they should keep the home in which they raised their family or sell it for a “downsized” dream home. In today’s “hot” housing market, there is a low inventory of homes in the “down-sizing home” category. One option is…
Holly Springs Real Estate has Been Going Green with Solar Panels
If you live in a subdivision in the Holly Springs Real Estate market, you have probably had a knock at your door, at one time or another, from a “pesky” solicitor trying to sell you on the pros of installing solar panels on your home. Solar panels are devices that convert light into electricity; they…
Holly Springs Realtor Explains How to Save for a Home’s Down Payment in 7 Steps
Ready to buy a home? Saving towards a down payment for a mortgage is the first major step towards purchasing a new home. Ideally, it’s best to have a down payment of 20+ percent of the purchase price, which is a lot when you consider the price of a home. How can you get started…
There is a lot of uncertainty heading into 2019 regarding the real estate market. With home prices descending, it is raising concerns that we may be headed toward another housing crash like the one we experienced a decade ago. Check out these three indicators that show the Real Estate market is staying strong this year….
