1. Credit Score Tips Given by a Holly Springs Lendor

    Your credit score is made up of several things. I’m going to give you ideas, based upon the weighted average of how it will impact your score, of things you can do to improve your credit score.  Obviously, my hope is that you will use this information to raise your credit score and buy a house …Read More

  2. Top Holly Springs Lendor Gives Credit Score Requirements for a Mortgage

    Potential Home Buyers ask us every day, “How can I improve my credit score???”  There’s not a simple answer, because every credit history (and score attached to that history) is like a snowflake. Credit Score Requirements for a mortgage are different based upon the kind of mortgage you are l…Read More

  3. Closing Costs in North Carolina Real Estate

    I just did a quick check on one of those National Rate Quote sites that claimed to have the inside “scoop” on Closing Costs in NC.  OMG!  They said the average closing costs for a home costing $200,000 to $300,000 was $1500 to $3500, or roughly 1.18%. Then I scrolled down on the page, and they…Read More

  4. Shopping for a Mortgage Loan in North Carolina’s Real Estate Market

    Home Buyers in North Carolina often ask us questions about mortgage loans, and mortgage rates – because no one wants to pay more than they should!  Here are some practical tips on how to shop for a Mortgage Loan, that have been written based on our years of experience in the mortgage business. …Read More

  5. Low Appraisal in North Carolina’s Real Estate Market, What Happens Next?

    We get questions from Sellers and Buyers about the Process of Selling/Buying a home. During that first educational discussion – the matter of the Appraisal normally comes up. As the Lender, we are often asked, “If there’s a low Appraisal what happens next?” The answer to that question is not…Read More

  6. Holly Springs Realtor Gives Home Buying Tips – Pre-Qualified vs. Pre-Approval – Do you Know the Difference?

    You have decided to buy a home, and you're ready to make an offer.  With most offers to purchase, you will be asked to also provide a Pre-Qual or Pre-Approval letter.  This is provided by a lender of your choosing who will do a quick review of your financial situation to determine if the home you …Read More

  7. 3 Supporting Factors That Indicate A Housing Crash Is Not Projected For 2019 Explained by Holly Springs Realtor

    There is a lot of uncertainty heading into 2019 regarding the real estate market. With home prices descending, it is raising concerns that we may be headed toward another housing crash like the one we experienced a decade ago. Check out these three indicators that show the Real Estate market is stay…Read More

  8. 6 Real Estate Tax Deductions You Do Not Want to Miss

    Real Estate Tax Deductions You Can Take Advantage Of! Mortgage Interest Deduction One of the tax deductions home owners can take advantage of is the mortgage interest deduction. To get the mortgage interest deduction, your mortgage must be secured by your home – and your home can be a house, trail…Read More